Where most people startCash flow, retirement, big decisions
ExploreFinancial planning
A written plan that ties your income, savings, retirement and big decisions to the life you want.
Written planCash flow and retirementReviewed every year
Family wealth
Passing on more
than an account.
We help families talk about money openly, prepare children and grandchildren for what they may one day manage, and agree on the values behind the decisions.
For the next generationThe Grove approach
Wealth lasts longer
when it is understood.
Assets can change hands in an afternoon. Knowing how to look after them, and why they were built, takes far longer to hand down.
Family wealth guidance at Grove is about conversation and preparation: meetings that give everyone a voice, learning matched to each person’s age, and a clear sense of what the family wants its money to do.
What we look at
Where the work
goes in.
Four areas we cover in every family wealth conversation.
Family meetings
A structured conversation, with an agenda, about plans, expectations and questions that are hard to raise at dinner.
Preparing heirs
Learning about saving, investing, giving and responsibility, pitched to each person’s age.
Helping adult children
Gifts, loans and help toward a first home or a business, and how to keep things fair between siblings.
Shared values
A short written statement of what the family’s money is for, to guide decisions later on.
What you leave with
Clear outputs,
in writing.
- An agenda for a first family meeting
- A learning plan for the next generation
- A record of what was agreed
- A rhythm for future conversations
Questions we will ask
Come ready
to talk about.
- Have you talked with your children about money?
- What do you hope they learn from you?
- Are you supporting any family members today?
- What would fair look like between your children?
Planned alongside
Connected
services.
Where most people start
Every account in viewPortfolios with a purpose
ExploreInvestment planning
Portfolio decisions tied to your goals, your timeline and the amount of risk you can live with.
Goal by goalRisk you can live withCosts explained
Your next step
Build on a steadier
financial footing.
Start with one focused conversation about what matters to you, what is changing and where a clearer picture would help.