Where most people startCash flow, retirement, big decisions
ExploreFinancial planning
A written plan that ties your income, savings, retirement and big decisions to the life you want.
Written planCash flow and retirementReviewed every year
Financial planning, connected
Every money decision,
in one plan.
Grove Wealth Solutions helps individuals, families and business owners see how savings, investments, taxes and estate fit together, and decide what to do next.
01 / 04Connected planning
Find your starting point
Start with
what matters now.
Choose what is on your mind and where you are in life. We will point you to the part of planning to read first.
A written plan that ties your income, savings, retirement and big decisions to the life you want.Portfolio decisions tied to your goals, your timeline and the amount of risk you can live with.Year-round thinking about the timing of income, withdrawals, gains and giving, alongside your tax preparer.Help organizing beneficiaries, account titles and wishes, coordinated with your estate attorney.Ways for a family to talk about money openly and prepare the next generation for it.Your business and your personal finances in one view: owner pay, retirement plans, concentration and succession.
Most people start with financial planning, then add the pieces that fit.
Planning by appointmentA different kind of planning firm
Built around what
the money is for.
Grove is a planning firm for people who would rather see their whole financial picture at once than manage it account by account, product by product.
We begin with a plain question: what is this money meant to do for you and the people you care about? Everything else follows from the answer.
About Grove01Not another account.
A direction.
A direction.
The Grove view
Decisions that
pull the same way.
Advice that arrives in pieces leaves you to connect them. Grove sets out the next step, the reason for it and what it changes elsewhere, so your decisions pull the same way.
Read our approachWhat we plan
Six parts of
one strategy.
Each service stands on its own, and each is planned with the others in view.
All servicesBrowse by
Where most people start
Every account in viewPortfolios with a purpose
ExploreInvestment planning
Portfolio decisions tied to your goals, your timeline and the amount of risk you can live with.
Goal by goalRisk you can live withCosts explained
Alongside your preparerTiming, withdrawals, giving
ExploreTax planning
Year-round thinking about the timing of income, withdrawals, gains and giving, alongside your tax preparer.
Year-roundWith your CPATiming and structure
With your attorneyBeneficiaries, titles, wishes
ExploreEstate and legacy
Help organizing beneficiaries, account titles and wishes, coordinated with your estate attorney.
Beneficiary reviewWith your attorneyWishes written down
For the next generationConversations across generations
ExploreFamily wealth
Ways for a family to talk about money openly and prepare the next generation for it.
Family meetingsNext generationShared language
Two sets of books, one planThe company and the household
ExploreBusiness owners
Your business and your personal finances in one view: owner pay, retirement plans, concentration and succession.
Business and householdSuccessionOwner retirement
The Grove idea
“Money is a tool.
The plan is
what it is for.”
The idea behind Grove
A deliberate process
From a first talk
to a living plan.
The same three steps whether your question is small or large, and repeated as life changes.
01
Listening and gathering
Take stock
We learn what you want, what worries you and what is coming up, and gather the accounts, policies and documents that describe where you stand.
02Priorities and trade-offs
Set the plan
We put the pieces together, weigh the options against each other and give you a short, ranked list of what to do and why.
03Reviews as life moves
Keep it current
We meet again on a schedule you choose and whenever something changes, and adjust the plan rather than starting over.
One plan
What a plan
brings together
Nine parts of a financial life that are usually handled separately. Choose one to see how it fits.
A planning year
Good plans keep
a calendar.
Planning is not a single meeting. These are the moments in a typical year when a quick look can change what you do next.
WinterJanuary to March
Gather tax documents, look back at last year’s saving, and set this year’s contributions.
SpringApril to June
File or extend, then act on what the return showed you, such as a refund to put to work.
SummerJuly to September
A mid-year check on income, investments and the benefit choices coming up in the fall.
FallOctober to December
Year-end decisions on giving, gains, losses and withdrawals while there is still time to make them.
Who we work with
Planning for
where you are.
Different stages bring different questions. Choose the one closest to yours.
Professionals
Busy careers, equity at work, old plans from past jobsSee financial planning
Couples and families
A home, children, protection and saving for schoolSee family wealth
Business owners
The company and the household, planned togetherSee business owners
Nearing retirement
Income, withdrawals and timing in the last working yearsSee tax planningHow we work, in four principles
Insights
Notes on deciding
with care.
How one money decision changes the others
A raise, a sale or a withdrawal rarely stays in its own box. Here is how to see the knock-on effects before they arrive.
Read the article
Seven questions to answer before a Roth conversion
Moving money from a traditional account to a Roth can make sense, or it can simply bring a tax bill forward. These questions help tell the difference.
Read the article
Talking with your family before money changes hands
Documents decide who receives what. A conversation decides whether they understand it. How to begin one that helps.
Read the articleThe next step
Let’s talk about
what comes next.
Tell us a little about where you are and what you are weighing. A planner will reply by email, or by phone if you prefer.
Received
Thank you, your message is with us.
A planner will reply by email within one working day. If you checked the text box, a single confirmation text is on its way.
Meet the way you prefer
Plan from
wherever you are.
We meet by appointment, by phone or by video, so you can plan from your own kitchen table. Monday to Friday, 9am - 5pm EST.
Call (719) 701-8266
GroveBy appointment